Matrix MD Vikram Vaidyanathan shared a wealth of insights about building FinTech businesses in India at Razorpay’s FTX 24. Drawing on his experience as a FinTech investor for over 13 years, and leading investments in Razorpay, OfBusiness, Oxyzo, Jupiter and more, Vikram laid out India’s Fintech Outlook.
In his keynote, Vikram covers the evolving story of Indian FinTech’s compounding growth, talking about why Indian FinTech still has a lot of headroom to grow, across products like credit cards, mutual funds, private credit and insurance. Gazing into his FinTech crystal ball, Vikram covers ground and offers a POV on regulation, business models and choices, and market trends that keep us at Matrix Partners excited about India’s FinTech road ahead.
00:40 - Introduction
1:47 - Indian FinTech is Just Getting Started
3:45 - We’re in the Middle Journey for Indian FinTech
6:50 - Regulation is a Feature, Not a Bug
9:43 - FinTech Operating Models
12:30 - FinTech Trends for 2024 and Beyond