Dear God I hope you didn't spend money to read it.

Like Elizabeth Holmes

-_- ... nope.... 'Before you start chopping wood, MAKE SURE YOU ARE IN THE RIGHT FOREST!'... Ramit Sethi is a scammer and is getting rich by telling YOU, how to get rich... classic scammer... and all he is saying is directly the opposite to what scientists will tell you (so he can create controversy and stimulate emotions)... i.e. that Capitalism is a 2 class society, there is the Rich and the middle class / workers... if you are born a worker you will forever be a worker, sure you might reach 'upper middleclass' but you will forever be a WORKER / MIDDLE CLASS... Because the Wealthy do NOT want you out... for them to stay rich they have to underpay someone and that someone is YOU... use your head... how do wealthy get rich: they UNDER pay supplier, OVERCHARGE the buyer AND avoid taxes... in other words, everyone gets screwed except for them... they do NOT want a fair system, because 'fair system' will cut into their margins and prevent them living in luxury, while you are scrapping their floors for pennies... and NOT course / book / seminar will change this... As long as you are in Capitalism AND you are born in the 'workers class' you are pretty much screwed... the only way out is: get lucky (e.g. win lottery, build a business that will take off, youtube channel, etc) OR marriage... I mean just do the maths: even if you save: 5000 per month (60000 a year) for 20 YEARS... you only get: 1,200,000 ... a typical house in the Wealthy Region in Ireland is 6 to 10 million... Wealthy class send their kids to Ivy High Schools that costs 60000 to 120,000 per YEAR and could NOT care less about such tiny expenses... THAT'S the reality of being born in the wealthy class... no matter what they do, they always win... and even if they fk up... just raises taxes and get WORKERS to bail them out! AND YOU ARE NOT GONNA GET THERE... because you were born a worker! WELCOME TO REALITY!

Exhaustive amount is the keyword. But research is still important to an extent.

I guess investing is not for everyone though. I've only lost money investing in stocks

I'm not kidding when I say that the market crash and high inflation have me really stressed out and worried about retirement. I've been in the red for a while now and although people say these crisis has it perks, I'm losing my mind but I get it. Investing is a long-term game. It's just hard to focus on the long term playbook when I'm already in a massive loss

@@CurateHub The best bet of all is taking your wealth building advice from a real-life expert. From inflation to cryptocurrency, they have valuable perspectives on how current events can affect your finances, as well as how to mitigate those risks.

I want to agree. There are many investment options with new and emerging technologies, you can get help with debt consolidation strategies, insurance, estate planning, overall cashflow and retirement planning.

@John Tipton-butler Fortunately, I know someone who can help, a pro with a real world experience at cambridge investment research, INC. " Kathleen Carole Yanelli ". Found her on a CNBC financial interview.

Those are very noble wants. Thank you for bringing these ideas forth. All we want to think about is me, me, me.

I want you to be rich if you're not already. Blessings .... 🙏

In other words, you are charitable because it makes you feel good about yourself and somewhat superior to those you think you are helping.

Brilliant.. And when you spend it, the worry of saving it won't make you more poor - this is how minds grow, when you don't have to think about needs, then you can use your mind to be what it is. If you worry about the fulfillment of needs, with money you'll seek for a luxury house - while a better person may seek for something genius like Da Vinci. If buying a better house for luxury is what magnified in your life - it means you always seeked to fulfill that need, while in reality you never had to worry about it. Thinking about needs make you more poor, and poverty is just a state of mind.

@@umairm.5662 come to srilanka

​@@sumitpoudel5256 l am not from Sri Lanka but l know what's happening... ln Guyana, we are noted to be the fasting growing economy but, we are still by😢 and large, a third world nation. Some people do not have the luxury of even thinking on what Ramhit posits.

Hello India you need Curry and Chicken Massala Dude, this is the Solution to spend money

How cliche is that

I have a day job but I’m trying to invest on the side. I began earlier this year and tried investing myself but I got burned and lost my capital. How did you go about yours?

@@Otieno358Given that successful investing is a rare feat and even rarer on consistent basis, there are many reasons to stay away from investing entirely. I’ve worked hard for my money and avoid putting it in unnecessary peril that is why personally, I don't underestimate the role that professional guidance plays as Herman W Jonas, an astute fund manager who uses high-frequency trading and investment strategies, oversees my investments in stocks making sure that I have a robust portfolio.

That idea is applicable in all aspects of life. With experienced hands, you generally, get things done more efficiently. Smart people know this already.

I have a different issue as I’ve been watching several videos on investing and still taking huge losses. Can sir Herman assist me?

Funny enough, I got on his platform too, I started with a $18k initial capital that has appreciated to over $96k profit in six months. Although I feel the commissions are quite high but excellent service overall.

​@@Eric-RobertExactly ! That's my major concern and what kind of profitable business or investment can someone do with the current rise in economic downturn, since I've personally tried navigated the path to passive income, I'd be delighted if you can offer some guidance based on your experiences that help you embarking on your own journey towards financial security

​@@user-ym3ku3ej6yI have been investing in stocks and crypto for over 6 years now and I have made a lot of money. I never expected it, but after closely monitoring my portfolio's performance,I was astounded to see it generate a staggering $473k in just the past two quarters.

​@@Eric-RobertI would recommend my current broker Alice Lee chen financials. She is currently earning a lot of profit for me and her services are top notch, most likely, you can find her basic information online; you are welcome to do further study

+162

8227

It all depends on how long you're willing to hold for, stocks might likely tank further, but making serious gains in this downtrend wouldn't be a problem if you're a pro

@@belobelonce35 I agree, having a portfolio- advisor for investing is genius! Not long ago amidst the pandemic crash in March 2020, I was really having investing nightmare prior touching base with a license portfolio-advisor. In a nutshell, i've accrued over 550k with the help of my advisor from an initial $120k investment thus far.

@@edelineguillet2121 That’s impressive! I need guidance to salvage my port-folio due to the massive dips and develop better strategies. How can I reach this advsor?

@@valeriepierre9778 She is "Stacey Lee Decker", my consultant. Since then, she has devoted section and leave attention to safeguards that I have been keeping an eye out for. You can locate information about the chief online, on the off chance that you're interested. I made no regrets about substantially adhering to their exchange strategy.

@@edelineguillet2121 Thank you for this tip. it was easy to find your coach. and I conducted thorough research on her credentials before scheduling a call with her. Based on her résumé, she appears to possess a high level of proficiency, and I am grateful for the opportunity to speak with her.

Cheers. Sounds like how to make you poor.

Thank you...

@@JT-ko2ib 😹😹😹

I should have read the comments before watching the whole thing 🤦‍♂️

Thanks bud!

I have a day job but I’m trying to invest on the side. I started earlier this year and tried investing myself too but I got burned. Lost my capital. How did you go about yours?

a man who doesnt know how to read is the same as a man who knows how to read but never reads. same thing with money. no point in making money if you never spend it.

I have a friend who won the lotto but still can’t spend freely. She used to write a budget just to survive for over 50 years. It is not as easy as people think.. it’s definitely psychological

@@StonkSlayd not true. Some people have the psychology to make money so that they won’t ever have the anxiety of being broke. Knowing that all their needs are met and taken care of.

This❤❤❤, it's sad people can't get this Only seeing financial advice from the point of saving and eating crappy meals just for a specific number in your bank account Others are just mad because this seems unattainable

Yeah look at his old video his going better after each talk

😂😂😂

Congrats! I'm fascinated with investing, I am single and juggling all these things are quite difficult. Invested in few sectors but haven't seen any profit yet. Do you think I'm missing out something?

Right now the markets are going berserk right now. This is the best time to watch them, get to know them better, and strike when the opportunity presents itself. I learned that from my mentor, ’LISA MICHELLE PACILLAS’ she's seen dozens of market cycles over the past few decades, and she has a feel for how they move, why they move, and what comes next.

LISA MICHELLE PACILLAS seems to really know her stuff. I found his page online, read his resume, education, qualifications and it was really impressive. She's a fiduciary who will act in my best interest

Age is just a number. Glad you recognized your opportunities and want to do something about it. Good luck!

These kinds of friends are the best kind there is! Lifting each other up and wanting to be better together. Good for you!

How did you find a good investment account?

agreed Building wealth is in your mindset, work on that and your financial potentials becomes exponential, develop good habits like regularly putting money away in intervals for investments .The financial market has plenty of opportunities to earn.. I made my first million from passive investing in diverse assets with the help of my adviser Susan Kay Mack..i have no doubt investing more.

exactly Invest early, invest often, stay invested.

@@donaldlocher2537 found her webpage by looking up her name online.... Her resume is quite outstanding, I'll be writing a mail to her shortly..

​@@donaldlocher2537 anyone who mentions someone's name as an investor is a scammer. PERIOD. Good luck with your rich liar life.

@@ericwilde4583 gose for you too-----​ @Donald Locher anyone who mentions someone's name as an investor is a scammer. PERIOD. Good luck with your rich liar life. we know you have fake profiles

Ramit there are alot of tradesmen who suffered the impact of a recession. Can you speak to ppl who earn less than 100K but have 401K's and in our 40's . I live in the Bay and construction is booming. I'm debt free other than a morgage. Soo many apps for investing via M1, Robin hood, its confusing..

P.S I bought your book and referred to close friends. Shame on me I did not apply the KNOWLEDGE!

27 here

it was more of a talk about concepts and psychology. as someone who read his book I can assure you his book had much more concrete plans and ideas with data to support.

36 minutes in been thinking the same thing...

Haha, I gave up after ten minutes. Seems like he's trying to tell rich people it's okay to spend their money on things they enjoy and not feel guilty about it. Funny that there are people out there that need to hear that message.

spoiler alert: it doesn't

How did you find a good investment account? I'm 21 too and in Canada and it's hard to find

Hey elyse how has applying this advice effected you since posting this comment?

is 2md edition different from 1st

Why?

Why

Why

Why?

Why? The world wants to know why. It's time to answer that question 🙂

They're awesome!

Such a Google thing to do

Corona has joined the chat.

If you have ever done coding, that is 70% of what you do.

agree!

Lolol strange flex but okay lolol

true!

@Lloyd Bernard Having an investment adviser is the best way to go about the market right now, especially for near retirees, I've been in touch with a coach for awhile now mostly cause I lack the depth knowledge and mental fortitude to deal with these recurring market conditions I netted over $220K during this dip, that made it clear there's more to the market that we just don't know.

@Alexis Anders My advisor is KAITLIN ROSE STERNBERG she’s highly qualified and experienced in the financial market. She has extensive knowledge of portfolio diversity and is considered an expert in the field. I recommend researching her credentials further. She has many years of experience and is a valuable resource for anyone looking to navigate the financial market

So sad to hear that :( Must be really hard for you

Put that money with Raymond James. Let them manage it. Keep about 20k liquid for spending and emergencies. Don't spend to empress others.

AW😊 😊

Wealth has more to do with happiness. Also more about the money we *keep* / invest, not necessarily the money we *first earn/make* (also, our best investments are in people?)

@@DanielPronych I agree, Daniel. Just couldn't help poke fun at the fact that his audience is likely in one of the highest income brackets. But to your point, that doesn't mean these people can't improve how they save, spend and invest. 👍

@@d3ly51d It's just a joke, my dude.

I guarantee they are time poor however. Time is cheap when you are young and gets more expensive as you get older because you have less time left. Actually, I know plenty of people who make a lot of money but spend all of it, perhaps not staying poor, but in a far worse situation than they could be and suffering because of their decisions.

so why aren't u doing that? what's stopping you? oh, nothing? then go do it!

It Looks like you just joined their trade academy recently. I started with $3500, he take a commission on the profit made. I appreciate the trust established over the last few months of working with him and respect him for his honesty and hard work.

Jeffrey's investment platform has provided me with invaluable financial guidance and support. His expertise and insights have helped me make informed investment decisions, leading to significant growth in my portfolio.

You say it's so good? I don't have much trading experience and would like someone to guide me. Those he still accept new clients?

@@azariachadwick I'm not bragging that his company is registered and regulated. Reach out to him

Instagram

Hamilton taught me that no one was in the room when it happened.

Concentrate on two main objectives. First and foremost, keep yourself safe by knowing when to sell stocks to reduce losses and maximize gains. Second, prepare yourself to gain from a market turnaround. I advise you to seek the advice of a representative or financial counselor

@@MarcelPhilips In fact, ever since Coronavirus, I've been in regular communication with financial examiners. Nowadays, buying moving stocks is quite easy; the trick is knowing when to buy and when to sell. The section and leave orders for my portfolio are made by my counsel. accumulated more than $550,000 from a $150,000 savings that was initially stale.

@@BrunoLuke Please provide the information for your investment advisor here. I really need it now.

@@BrunoLuke sincerely thank you I looked her up on the internet and was awestruck by how qualified she was; I contacted her since I need all the help I can get with martha. I've just scheduled a call.

*MARTHA ALONSO HARA* is quite popular on Bloomberg I doubt if there is anyone who is serious about stock trading that doesn't know her. She has helped me quite a few times in growing my portfolio and it was blissful without any setbacks. she is a tough person in an industry that demands clairvoyance

you are good!

Thank you because this speaker is on a real ego-trip and it is taking waaaay to long to get to the meat here. "Me, me, me. Money. Rich life. Me, me, me, meaningful. I work out. Buy happiness and don't buy things you don't like!"

thanks for the summary, I was losing my patience with his anecdotes 20 min in, even at 2x speed.

@@cogean lol

Wait what? That's not what he talked about at ALL!

Really good session. A different take on why you're trying to be rich or to live a comfortable life.

@@emmyakinlaja945 Yes!! A very different & refreshing financial talk

You get an A for comprehension. This guy is vacuous.

The point he made was getting value from taking a vacation and building memories- one lady in this video said she spends money on fitness and mentioned (at the gym you get the social avenue and community, working out is healthy and fulfilling)- that makes your rich, and it's something you can't put a dollar sign on!

Normally I would agree, but I think you missed the forest for the trees here. He knows he can't tell you how to spend every dollar. So he is helping you learn mental tools to make decisions and think critically. When I think "Good speech skill x nothing=nothing", I am thinking people who put interesting hot takes on social media but can't so much as write a book or article beyond that.

yeah, the definition of selling smoke, lol

yup pure BS talk

😢 u Pl

"The nicest part of this is it should help you understand yourself better and that is a good thing." - EXACTLY!!!

Anything is possible, even Stephen Curry didn't just became good, he probably has talent for basketball but he still continuously improve his skill through training.

@@javier.alvarez764 It's not true that anything is possible, especially when you're talking about stuff like this. Are you saying that the people who aren't at Stephen Curry's level didn't get there because they didn't train hard enough? There are plenty of people who really do the best they can and they'll never be the best or even close. If we're talking sports, people train their entire lives and never achieve their dreams of making pro. Stephen Curry is close to 1 in a billion. It's not realistic. A lot of things are possible but you still have to be realistic about what is actually achievable.

@@wolfferoni Yeah, because Stephen Curry didn't train or improve himself to achieve success.

VERY Well. Said

What did you do that could have saved that much? WoW!

@@paulineschmitt4504 Free international calling instead of the monthly fee, Free static IP, Reduction in cost of Internet. This does not count the over $800 saved from slow internet and outages refunds. Its always about the company when you have a problem and how they react price is hardly a factor when you negotiate.

@@mranthony1886 thanks. That makes sense.

Yeah when you don't feel guilty you accept the responsibility with happiness

Yes investing is a preliminary decision to be made for the future.

what works for you ?

I made a couple of investments but my financial market investment yields more profits for me.

I've tried trading the financial market (forex) precisely few months back but I got confused at some point, what do you suggest ? what do you suggest ?

@@abdenourcharef1357 I had similar experience at first but I got to know better when I reached an expert trader Jeffrey Matthew. He takes care of my trades while i monitor the progress because i barely have time from my work. It's not free though, he takes 25% commission of profits he makes for me while i take 75%, it's a better deal for me compared to the losses i had trading myself.