The pathway to substantial returns doesn't solely rely on stocks with significant movements. Instead, it revolves around effectively managing risk relative to reward. By appropriately sizing your positions and capitalizing on your advantage repeatedly, you can progressively work towards achieving your financial goals. This principle applies across various investment approaches, whether it be long-term investing or day trading.

I've been in touch with a financial advisor ever since I started my business. Knowing today's culture The challenge is knowing when to purchase or sell when investing in trending stocks, which is pretty simple. On my portfolio, which has grown over $900k in a little over a year, my adviser chooses entry and exit orders.

Please can you leave the info of your investment advisor here? I’m in dire need for one

Well, there are a few out there who know what they are doing. I tried a few in the past years, but I’ve been with Margaret Johnson Arndt for the last five years or so, and her returns have been pretty much amazing.

thank you for this tip , I must say Margaret, appears to be quite knowledgeable. After coming across her online page, I thoroughly went through her resume, and I must say, it was quite impressive. I reached out to her, and I have booked a session with her.

Avert too-good-to-be-true con tricks. Consult a fiduciary counselor; these professionals are among the best in the business and offer individualized guidance to clients based on their risk tolerance. There are undesirable ones, but some with a solid track record can be excellent.

A downtrend offers an equally high-yielding avenue if you have the necessary skills and knowledge. This is why I've been using an investment advisor to scale up during this difficult time, and it's the only way I've been able to raise up to $150K in the last six months. It all comes down to technique. The downtrend gives you room to focus on the market and grow-substantially whether in the long or short run.

Please can you leave the information of your investment advisor here? I'm in dire need of one.

One of the fiduciaries I deal with is Jennifer Lea Jenson. Just check the name. There would be a letter with the necessary information to set up an appointment.

Thank you! I checked out Jennifer Lea Jenson's credentials on her website and it seems quite good! Hopefully, she's taking in fresh applicants because I sent her an email.

thanks

stock

how the Fed lends money to someone? what do they produce? are they Farmer or fisherman ? what do they produce to get that money? bad system

BRICS affiliation got a lot more popular after the Russian Reserves were seized. The also grabbed the Afghan reserves, but Russia was a whole nother level.

Oh, these are individual buyers in China of government debt or is this China buying USA debt? It makes sense if individual Chinese don't want USA debt after they saw what happened to Russia.

LOL - The Chinese live in a country where the government seizes whatever it wants from whoever it wants.

​@@Fighter4StreetChinese people are getting every penny they can out of China. Russia was a rich country until they decided they had to invade Europe to make their sickly leader look a little stronger. Now they're bankrupt.

Rule #1: Only the Chinese government can seize Chinese people’s assets freely.

Stocks are pretty unstable at the moment, but if you do the right math, you should be just fine. Bloomberg and other finance media have been recording cases of folks gaining over 250k just in a matter of weeks/couple months, so I think there are alot of wealth transfer in this downtime if you know where to look.

The best course of action if you lack market knowledge is to ask a consultant or investing coach for guidance or assistance. Speaking with a consultant helped me stay afloat in the market and grow my portfolio to about 65% since January, even though I know it sounds obvious or generic. I believe that is the most effective way to enter the business at the moment.

One of my goals is to employ the service of one this year. I've seen some off LinkedIn but wasn't able to get a response. Could you recommend who it is you work with?

Julie Hope Marble is the licensed advisor I use. Just research the name. You’d find necessary details to work with to set up an appointment

I just checked her out and I have sent her an email. I hope she gets back to me soon

correct ..Surprise Sanction is here :)

Correct, because it’s a “sanctionable” bond

I would not want to hold USA government debt after seeing how they stole Russia money for basically Russia defending itself from USA military expansion on their borders. Now USA wants to go after China for China wanting to take back its own land. Not sure why Japan is dumping though, as they are a colony of USA basically and will not fall under USA sanctions.

If by independent, you mean countries that insist on the right to invade their neighbors or promote global terrorism you're right. If by independent you mean countries that want to mind their own business and do what they want without attacking other countries you are wrong. Why do you think your rights should include the right to infringe on my rights?

@@ericmaclaurin8525 I don't know where you are going with this but I bet you think it is OK for USA to invade and infringe on the rights of many countries around the world, but for Russia it is not OK, even though NATO is making a strategic move in Ukraine trying to use it to break up Russia, giving Russia no choice but to invade. Russia even has said this is a red line for them for over 20 years, no hostile military alliance on their borders.

If the us govt defaults, we will see the worst recession you can ever imagine. Its a financial nuclear bomb for which there is almost no fallout shelter that can save you.

50 cents deposited

*Who rated 🤭*

Wrong again! They're selling because they need cash and treasuries are the best asset to sell in ultra large quantities.

Because inflation.

Why have you never learned that you have to pay back money that you borrow?

Microstrategy CEO bought $155million worth of bitcoin, so yes BUY!

It’s going to be a wild year for these sectors, so you should def. invest in crypto. 60% of my portfolio is spread across tech stocks, crypto and Crypto/Gold ETFs.

well the crypto market is expected to do way better than any other equity sectors this 2024 especially with the SEC crypto ETF approval but it’s a volatile market nevertheless and if you’re new to it, it’s best to reach out to an experienced adviser for proper guidance.

Yes, my asset manager advised I spread further into mutual funds and crypto Etf and boy am I glad I did. The whole idea is: nt get too greedy and also to exit at the right time, so generally I do find having an adviser very helpful, because what Avg. Joe really has time to watch and comprehensively analyse the mrket./

could you recommend some good advisers? don’t get me wrong, I already have an asset manager, but he seems not to know much about crypto.,

Well, Russians were actually wiser in dumping their US Treasury holdings way before the invasion.

I guess the US can’t sanction China then

U.S. doesn't realize they hurt their reputation by doing that to Russia.

@@SomeUserNameBlahBlah We're doing the same thing by restricting chips. We will soon be an island.

China has SSMB EUV lithography factory. 2nm chips will be sold this year. Bye bye Intel, AMD, Nvidia and Qualcomm

lol be carful there’s a reason they put this info out. If it benefits them do you think they’d tell you no! The economy may tank!

​@@matthewculver3442 Putting aside the question of whether the statements in this video were honest suggestions, just the fact that you believe that the economy tanking would be a bad thing for treasury buyers right now, shows that you have no clue about investing. If the economy tanks in the near future, current bond buyers would make a ton of money. Go read a finance book.

@@GD-8not if us credit gets downgraded again. They havent reversed their spending (growing debt) , which was the main reason for downgrade.

@@GD-8 go ahead and buy them up then check back in a year let’s see how that works out for you! There’s a reason other countries stopped buying them!

@@GD-8 I don't think economy will tank. Why would it? JP raised interest so much and he might even increase more. He can easily reduce rates if economy is tanking for unexpected reasons.

Huge can of whoop ass

US bonds have never defaulted with an open economy that gives consistent returns and dwarfs any other nations' markets. Its a very short list of countries that can match that

@porkypine602 Has the US ever spent 19 trillion dollars in 5-6 years? Let me ask you how many nations will put their faith in our fiat currency? The whole purpose of buying a bond is to earn interest, which is paid out in USD. Just in case you're slow (fiate currency = USD), we print that stuff. Nothing backing that USD but faith.

Yeah, this is the problem, people who don't understand how national debts work freaking out about the national debt. The rich will keep getting richer off of their ignorance.

​@@MrFfrenchh the key word here is 'safest' what other market is as capital friendly as the US? the dollar is backed by the military , industry and oil. Yes it is a fiat currency and so is everything besides gold and there is a reason why no country is gold backed anymore. As long as oil is traded in US dollars, world's oceans are patrolled by the US military, the USD will be the safest market. What other alternative is there? No other country can afford to keep a deficit high enough to be the dominant global currency. People have been predicting the fall of the USD for 50 years since the USD became a fiat currency and decifits exploded and no currency has come close to dethroning it.

I completely understand your concerns. But In this current unstable markets, It is advisable to diversify while retaining 70-80% in secure investments. looking at your budget, you should consider financial advisory.

Pls can you recommend this particular coach you using their service?

Thanks for sharing, I just looked her up on the web and I would say she really has an impressive background in investing. I will write her an e-mail shortly.

美国股市价格太高了，建议在中国开个账户来买A股。那样你就会和中国股民一样痛苦。

scam

It is a security risk for China to hold on to US bond. Freezing asset and sanctions will drive away foreign investment. How much longer can the US use these tools to bully other nations.

The real experts still are and still have a right to be horrified. The government spends $2 trillion more than it collects in tax revenue by borrowing from the Federal Reserve, Japan, China, and the Social Security Trust Fund. If the other countries around the world suddenly decide that the government is printing new dollars to pay the interest on the US debt they hold, the can dump the treasuries and or stop buying government debt in the future. This would be a massive problem as the government relies on a 1 trillion dollar trade deficit each year just to import the goods into America to stock the shelves. So without Japan buying that trillion of debt each year, America is screwed.

We China 🇨🇳 Are #1 you American wihte are #2

I don't think financial experts were ever bothered. It was more financial "experts" that had a very nativist economic viewpoint, and objected to foreign debt on principle.

It's still an issue. If China decides to sell all ~$850B worth of Treasuries and no one is there to buy them, it will send a signal to the world that U.S. Treasuries are worthless because no one wants to purchase them. This will devastate the economy. To prevent this, the Treasury would have to buy back all ~$850B worth of Treasuries which will create more deficit.

What is the risk here? The US defaulting ? If so then its global financial meltdown and there is almost nothing you can do to protect yourself.

@@thunderb00m Amercian dollar is going to go down in pirchasing power... and Emergning markets will swing higer... this is where mjority of global population is... this is what was seen from 2000 to 2008

LOL high interest will force people with mortgages, and loans to work more productively by taking 2nd job or more just to survive. Thus, people need more petrol. That's why every time the Democrate wins, ExxonMobil and its friends will hit a new record on their net profit ever in human history.

@@thunderb00m gold and silver are protection

Reversing QE and ending oil imports are why rates are higher.

What a meaningless statement

@@IsraelZavala clown

This is such a youtube comment.

Exactly! Bonds will be worthless when the US economy collapses

They want us to continue financing the US weapons industry.

many of the clips seem to be several months or a year or two old. There was one from Nov 2023. This does not seem to be 2024 material.

Why ate you afraid to talk about the sanctions bankrupting Russia? Everyone I know thinks they're funny, profitable and should be increased until Putin stops funding and committing terrorism.

Right ✅️

Yeah but what good is house price rising? You can only realise the gain if you sell or loan against it. Selling is pointless as your sale sets the new benchmark high for every other house, And loaning against it means you need to earn cashflow and pay the higher rates. It’s just a scam. But the markets are the same, Ultimately, they all fall and you lose most of your worth.

Car prices are crashing and inflation last year doesn't mean we have inflation now just because you decide to be dishonest and use a 2019 comparison. At least try.

"With financial and economic conditions improving, the Fed started the process of balance sheet normalization in March 2022, whereby it intends to significantly reduce the amount of Treasuries and mortgage-backed securities (MBS) that it holds in its System Open Market Account (SOMA) portfolio."

I disagree. With the government spending more than it did on the entire Great Financial Crisis every 6 months, I would say economic conditions are not improving. Take the GDP for example. Let’s say the government is broke and spends 100 trillion more than it has. It inflates the heck out of the dollar. Well, if you’re only paying attention to GDP to measure the strength of the economy, you’d be wrong to bet your apples when you see that GDP rose by a staggering 10,000% this year.

It's not wrong. From the Fed's own website: The Federal Open Market Committee (FOMC) decided to start tapering net asset purchases in November 2021, and net purchases ceased in early March 2022.

@@tc1231c Ok so when it lent out hundreds of Billions in March 2022 that wasn't Treasuries? Lol

@@jnp0921 You can check the Fed's balance sheet and you'll see a big increase then.

No. The reason is that the US used to import oil and that is no longer the case. Imported oil sent dollars overseas that were used to buy treasuries.

You must be very regarded and you lack of perspective in financial markets shows how little you actually know

@@jitterrypokery1526 you really are that dumb to not recognize sarcasm?

Ah, a Gamestock devotee, I see.

@@jitterrypokery1526 you can’t recognize sarcasm?🤦🏻‍♂️

@@timogul what’s that?😂

TBills are a good deal now, but I'm personally selling all my longer dated treasuries. Foreign buyers are down from 66% of issuance to roughly 33% now. With current and projected deficit levels, its hard to make a case for the individual investor to go too far out on the curve.

@@TheNewCarryTrade Yeah, 7-day rate is still over 5%.

SS is funded by the workers every day they work. Ignorant drama queens should learn before they speak.

China and Japan have both stopped buying US debt. In fact, China has been selling much of it.

And btw, interest rates have risen almost 3 fold, since 2021, and holding around 5%. Wall street was thinking the Fed would reduce rates now, but it hasn't happened yet.

Buying government securities (treasury bills, notes, and bonds) hurts the private sector (the American Market) because the government needs to go further into debt in order to pay back the interest they owe on each government debt instrument that the public holds. A higher interest rate locks in a higher deficit spending rate in Washington D.C. which results in the currency losing purchasing power. The government can only spend what it collects in tax revenue. But it’s expenses are much more than what it collects, so they need to borrow more money by raising the debt ceiling and auctioning off more debt (treasuries) to the public. Inflation is the expansion of the money supply and credit. The government and federal reserve are responsible for expanding the money supply. The government prints up more treasuries out of nowhere.. Investors from all around the world including the Federal Reserve, Japan, China, other foreign governments and central banks, banks, pension funds, social security trust funds, and citizens in private sector buy up the government debt and the government promises a fixed interest rate. Since the government spends $2 trillion more than it takes in through tax revenue each year, it needs to borrow the $2 trillion at whatever interest rate the federal reserve has set. It needs to go further into debt just to pay interest to the debt holders (creditors). This process is both inflationary and a Ponzi scheme. Things will continue to get more expensive as government deficit spending leads to expansion of the money supply (inflation) which drives prices up since there are more dollars chasing the same amount of goods and services on the shelves. Demand exceeds supply. The supply of money proofed into existence, but the goods didn’t magically poof onto the shelves. The federal reserve is also not helping the situation. They have a goal to raise the unemployment rate because they state that inflation steps from higher wages. Inflation mainly comes from the federal reserve and US banks buying government treasuries. The problem isn’t higher wages. The solution isn’t cutting jobs. In order to offset all of the new money entering the economy, what need in America is more production. More goods producing jobs in the economy to help stock the goods on the shelves that all this new money is competing for. The government needs to stop borrowing so much to import all of the goods from other countries, and instead invest in manufacturing and productive jobs that can help with the supply on the shelves issue.

@@user-fn1fu6yo2z Great comment. Thank you! So are you suggesting that it would be better to keep the savings in my Bank HYSA or the stock market as it could free up money in the govts budget toward other more useful things?

Respect bro. True things said.​@user-fn1fu6yo2z

Not really, Fed can create more $ out of nowhere anytime

​@@user-fn1fu6yo2zWhat a sad display of long winded ignorance.

Inflation. You won't get 5% in treasuries.

@@daft9inety6ixer57 current 12 month is 5%

Not quite pal. Higher interest rates means the government has to go further into debt to pay back the interest. The government is broke. They can only collect what the receive in tax revenue. The result is that the government creates more inflation (by expanding the money supply) in order to pay back the interest on the debt they’ve issued. So the higher the interest rate promised by the government, the more inflation you can expect. So even though higher interest rates sound good. If the money supply increases for every dollar of interest the government owes and inflation is 5%, you actually made a 0% real rate.

What's the alternative? Which investment is more secure?

gold

I can buy Chinese manufactured goods for USD so not really.

@@kaustubhraizada the only asset in todays world that doesn’t have a debt bubble hovering over it

@@kaustubhraizada except you can't directly buy anything with gold.

Fed will not cut rates with still low unemployment. Needs to cool more/job losses. Plus cutting rates has inflationary pressures with already 34 trillion in debt and open borders. Ouch

​@@Starship007they will cut rates because the current debt isn't manageable at current rates.

It won't. The U.S. dollar (Treasury) is highly sought after because it's backed by a stable economy and government. Not many nations can claim that.

Ignorant much? China is dumping US assets. Russia, India, UAE, KSA, Egypt, Brazil are dumping US dollar.

In the real world? About as much as switching to the mithril standard will.

Because that would lead to poor outcomes.

@@jakeroper1096 how so

Let’s say you have 1 million dollars in your savings account. The bank can take 100% of your savings account and purchase treasuries or loan the money out for capital investments. We have record low savings in America, which is forcing interest rates to rise on credit. Due to low savings in America, the bank charges a high amount of interest because there is a low supply of money in people’s savings accounts. The banks lost a ton of money last year when the fed raised interest rates several times. It rendered their portfolio of treasury bonds useless as the bonds that they purchased before the interest rate hikes only yielded 2 or 3%. Inflation was 9%. That meant a negative real return of 6 or 7%. This is what caused a massive bank bailout (BTFP) last year. The banks are unhealthy because they invested a large sum of their portfolio in bonds and the bonds went under water. This is likely why the government isn’t telling the banks what the should do for depositors.

A lot of banks are offering good interest rates, but you have to shop around. They don't bother updating the rates for existing customers.

That would obviously collapse everything

of course the amount of the bond sales is the amount of money the fed can print

Unless I’m an idiot, yes they do. I’m willing to be enlightened, but the FED’s sentiment indirectly drives yields from what I understand. However, I trade currencies, not bonds.

Our spending is out of control. Even if there is not a default, at the current rate, inflation will end up eating treasury returns. We are either heading for a period of slow growth, inflation, recession, higher taxation, or lower spending. There most likely will be a combination of these factors. My hope is that voters will elect politicians who won’t dig a deeper hole with more spending to try to compensate, but it’s just a hope. Stagnation and spending is the name of the game, and Bidenomics is the game. It’s just that both parties seem to play it when they are in power.

@@Triquetra15 thanks for expanding on it.

Do you mind sharing info on the adviser who assisted you? I'm 29 now and would love to grow my portfolio and plan my retirement

Lisa Winters Financials is the licensed advisor I use. Just research the name on google. You'd find necessary details to work with a correspondence to set up an appointment..

She appears to be well-educated and well-read. I ran a Google search on her name and came across her website; I see she got her own channel on here on youtube but anyway thank you for sharing.

Her good reputation already speaks for her $ 110k last month

I'm new at this, please how can I reach her?

Those are hedges for high interest rates or being a terrorist who hates their own government.

@@ericmaclaurin8525 Saucy....

Those higher rates are paid through taxes.

Only issue with HYSA versus a Bond is that the HYSA is subject to state taxes. Generally, that's nothing too crazy. They mention a 4% 10 year still being good, but HYSA, T-Bills, I Bonds, CD's, etc. are all 4.5-5.5%. I guess a guaranteed 4% locked in over 10 years sounds ok, but it's mediocre relative to the short term options out there right now. Mind you, 10 year Bonds used to be like 2-3% while T-Bills (short term) were sitting under 1%. There's a reason Bonds are supposed to have higher % returns, and it's concerning that shorter terms offer better yields.

Risk aversion.

stocks are volitile, why buy high and sell low? The stocks are at an all time high, wait for them to crash. In the mean time buy bonds. The US and China economies are failing. it won't be long till stocks do the same.

Bonds tend to have higher returns than an HYSA? (Current bond yields are ~5% vs HYSA ~4.4%). And an index (equity) inherently carries more risk; sure, you could double your money, but you could also half it at the same time. Bonds, while not riskless, are a far safer asset class.

Do some critical thinking

No, The quoted CPI is less than the actual inflation rate

#3 is a big one. One that your average MAGA weenie doesn't quite grasp. We know Powell did, in fact, try to raise interest rates back in 2018 but Trump was actively pressuring the Feds the whole time til he finally backed off. What we're seeing now is those raise risen with a vengeance as a result of it. I believe another plus is many a saver is buying short term bonds which is always a good thing for the debt. Powell's in no rush whatsoever to lower said rates. They're right where they should be, maybe another 25bps or so. Market and banks seem to have a hard comprehending that as well. His dovish tone's really playing with their emotions it would seem.

Sounds like pretty much everything is but thanks for sharing I guess.

the russian economy is tiny ,nobody worries about this if your worried stick your money in north korea ha ha

2/3 of the world is planning to invade another country? Are you insane?

Ah yes. Invest in the bric countries where China and Russia seize all of your assets at will with no recourse. Good call!

You may have lost 40% as interest rates went up

That’s what happened to the banks. They took depositor money, bought low yielding treasury bonds with them and then interest rates and inflation went much higher than the treasury bonds yielding 2 or 3%. The result was a huge loss and a huge bailout.

If a 4 week T bill which you reinvest every month, your $500k will yield 5.353% or $24,638 for the year.

Why? Because the Yen is very low vs the USD right now

Their overall balance of trade is falling, that’s why. Both China and Japan have trade surplus that is much lower vs the past, especially with the world overall. Hence, less surplus $ to buy UST. Without the US market to export to, both would have substantial trade deficits.

It causes countries to lose trust in U.S. bonds which results in countries no longer purchasing bonds.

Sanctioned by who? Does it somehow stop QE? No. Grow up. School isn't such a bad thing.

The US stopped importing oil and started exporting it. Do you have any concept of the impact on money flow?

The purchases were funded by exports that have dried up considerably and both countries were hurt by covid and need cash. Don't forget. This is why countries buy treasuries. To fund emergencies.

@@ericmaclaurin8525 thanks, that makes sense. I was wondering if there was any malicious intent behind the Chinese govt on this one.

Trump added more to the debt that all of the previous presidents combined. He talked infrastructure but did nothing. Adding to the debt for infrastructure is what adults call an investment. It lowers costs, reduces losses and grows the economy and tax base. It's a commercial loan that funds a profitable investment instead of a car loan to fund your vanity.

The Fed also creates all US Dollars - read any dollar bill. You cannot run out of anything you yourself create.

Buying treasury bonds leads to inflation since the government needs to create new money (expand the money supply) in order to pay the interest on its debt.

What do you mean cannot collect?

@@Xyz99899 The interest earned on the Treasury Bond if he bought the U S Treasure Bonds. He can only collect interest earn with the principal when the Treasury Bond date is matured and when he cash out.

​@Xyz99899 becuz we do weaponize our financial system, therefore, we push dollar away from being an international currency.