I understand how you feel. It's a little bit difficult to navigate things these days. You don't wanna lose whatever is left. I may suggest that you find a financial advisor who could give you thorough advice on how to go if you want to go the investment route. Also, the fact your business failed doesn't mean you should give up.

That's right. I have tried many failed businesses and it's just a step further. Don't despair. But to add, if you do decide to use a financial advisor, it's best you use someone who understands your special needs and can work with you. I learnt this from experience before finally finding one I can stick with. Now I make six figures from my investments alone, and even more from my businesses.

Thank you for the advice. When you say financial advisor, are you talking about hedge funds? And how do I get in touch with on

Hedge funds are good, but because of their scale, they are quite bureaucratic. The majority of independent financial advisors are available online. For example, Sharon Lynne Hart, with whom I collaborate, has a webpage. There must be more excellent ones. just do your research.

It's so much difficult to buy a house now than it used to be. Things deteriorated real quick.

If anything, it'll get worse. Very soon, affordable housing will no longer be affordable. So anything anyone want to do, I will advise they do it now because the prices today will look like dips tomorrow. Until the Fed clamps down even further, I think we're going to see hysteria due to rampant inflation. You can't halfway rip the band-aid off.

Home prices will come down eventually, but for now; get your money (as much as you can) out of the housing market and get into the financial markets or gold. The new mortgage rates are crazy, add to that the recession and the fact that mortgage guidelines are getting more difficult. Home prices will need to fall by a minimum of 40% (more like 50%) before the market normalizes. If you are in cross roads or need sincere advise on the best moves to take now its best you seek an independent advisor who knows about the financial markets.

How can I reach this adviser of yours? because I'm seeking for a more effective investment approach on my savings

“Sonya lee Mitchell’’ is the licensed fiduciary I use. Just research the name. You’d find necessary details to work with a correspondence to set up an appointment.

I just googled her and I'm really impressed with her credentials; I reached out to her since I need all the assistance I can get. I just scheduled a caII.

Portfolio diversification is very advisable in the investment plane, well I think you need to get a financial expert to assist you with the best financial goal.

Right, I delegate my day-to-day investing to an advisor ever since suffering a major steep-down late 2019, amid rona-outbreak, and as of today, I'm semi-retired with barely 25% short of my $1m retirement goal after subsequent investments.

Once you hit a big milestone, the next comes easier.. would you mind dropping info of your Invest-Adviser please? I'm in dire need of proper asset allocation in order to achieve an optimal portfolio till year end, thanks in advance

Melissa Jennifer Godwin is the certified CFP I use. Just search the name on the net. You’d find necessary details to work with to set up an appointment.

I just googled Melissa and I'm really impressed with her credentials; I reached out to her since I need all the assistance I can get. I just scheduled a caII.

Thank you for sharing your positive experience! I've been contemplating seeking the guidance of a financial expert myself, but I wasn't sure where to start. Do you have any recommendations on how to find a reputable financial advisor or firm? I'm particularly interested in someone who can provide personalized advice and help me develop long-term strategies for financial growth. Any insights you can offer would be greatly appreciated!

Absolutely! Having a financial expert has been a game-changer for me. They provide tailored advice that takes into account my unique financial circumstances, which has helped me make informed decisions in the market.

Financial experts such as Dustin Dwain King offer extensive knowledge and experience, aiding clients in crafting tailored financial strategies to achieve their objectives. Recognising the significance of expert guidance is essential, especially in investment management and risk mitigation...

Exactly, having a financial expert by your side is invaluable due to their ability to provide personalised advice tailored to your specific financial situation. With their expertise, they can help you navigate complex financial decisions, optimize your investments, and develop strategies to achieve your long-term financial goals.

Dustin Dwain King indeed showcases substantial knowledge in this field. Following a comprehensive Google search using his full name, I thoroughly examined his webpage, encompassing his resume and qualifications, which proved to be truly impressive. Taking the proactive step, I left him a note and scheduled a call session to further discuss matters.

In Australia too.

Dnt have kids.

Sorry but where about are you based? Here in the South Rent is absolutely not higher than mortgage monthly costs lol. Your principle most likely works in the North where houses are cheap but not anywhere near London or its surroundings Oxford, Cambridge etc

Exact same in Ireland absolutely terrible advice from this guy.

@@anishpatel344absolutely

Isn't VOO and VUG similar in the sense both are investing in the S&P 500? What is the difference? I thought it is generally advised against to invest in multiple ETFs or Mutual Funds?

There is 55% overlap with the holdings in VOO and VUG. 1 is tech heavy and the other is financials heavy similar, but not the same. VOO tracks the S&P 500; VUG is just focused on large cap growth stocks. VUG is a bit more volatile, but with a higher upside potential. VOO is a bit safer. I’ve never heard anyone advise against multiple ETFs/mutual funds. You just have to be aware of overlap. You don't have to act on every forecast, so I'll suggest that you work with a financial advisor who can help you choose the best times to purchase and sell the shares or ETFs you want to acquire.

I agree, that's the more reason I prefer my day to day investment decisions being guided by an advisor, seeing that their entire skillset is built around going long and short at the same time both employing risk for its asymmetrical upside and laying off risk as a hedge against the inevitable downward turns, coupled with the exclusive information/analysis they have, it's near impossible to not out-perform, been using my advisor for over 2years+ and I've netted over 2.8million.

I appreciate the implementation of ideas and strategies that result to unmeasurable progress. Being heavily liquid, I'd rather not reinvent the wheel, thus the search for a reputable advisor, mind sharing info of this person guiding you please?

Finding financial advisors like Natalie Noel Burns who can assist you shape your portfolio would be a very creative option. There will be difficult times ahead, and prudent personal money management will be essential to navigating them.

As part of my retirement plans and also owing to the very shaky housing market now, I just sold a property in Philly and I'm thinking to put the cash in stocks, I know everyone is saying its ripe enough, but Is this a good time to buy stocks? How long until a full recovery? How are other people in the same market raking in over $200k gains in months, I'm really just confused at this point.

First of all, how much is it (in NET value after all costs and taxes) that you got for the sale of that property in Philly? If it was somewhere in between $500K to $1 million, then you should definitely ask those people how they made a $200K return IN MONTHS from investing that kind of money, because that would be a pretty nice return in a small amount of time. And please share with the rest of us, if you don't mind? 😌

Blcktken300’s recommendations have transformed my approach to money management. I’m saving more, spending wisely, and investing confidently.

Blcktken300’s expertise in financial planning has been a lifesaver. They’ve helped me navigate some tough financial times with ease.

Blcktken300 goes above and beyond to ensure their clients understand and are comfortable with their financial plans. Highly recommend!

Blcktken300’s passion for helping others with their finances really shows. I’ve learned so much and have seen great results.

Blcktken300 has an amazing ability to simplify complex financial concepts, making it easier for me to make informed decisions about my money

Impressive insights! For beginners like me, managing and staying updated can be overwhelming. Are you an experienced investor or do you have a strategic approach for staying informed?

Absolutely not, as I've closely tracked my portfolio's performance, witnessing a staggering $482k growth in just the last two quarters. This experience has taught me the secrets behind experienced traders' substantial gains in what might appear as unpredictable markets. Undoubtedly, it's been a bold and rewarding choice I made fairly recently.

That's quite remarkable! I'm genuinely interested in benefiting from the guidance of such experienced advisors, especially considering the current state of my struggling portfolio. May I know the name of the advisor who has been assisting you in navigating these financial challenges?

Camille Alicia Garcia" serves as my advisor, bringing extensive qualifications and experience in the financial market. Her deep understanding of portfolio diversity positions her as an industry expert. I suggest delving into her credentials for further insight. With her considerable experience, she offers valuable guidance to anyone seeking to navigate the complexities of the financial market.

Thank you for the information. I conducted my own research and your advisor appears to be highly skilled and knowledgeable. I've sent her an email and arranged a phone call. Her expertise is impressive.

If you lack knowledge about market investing tactics, get advice from a financial counselor.

Agreed! this is why I work with one. My $520k portfolio is well-matched for every market season yielding 85% rise from early last year to date. I and my advsor are working on more figures for this year. IMO, financial advisors are the most sought-after professionals after doctors.

I could really use the expertise of this advsors.

Yes my go to person is a 'MARY TERESE SINGH'(heart) So easy and compassionate Lady. You should take a look at her work

I appreciate this share. I set up a call with her and I am keen on getting to talk to her particularly. Lady looks really great though even with the exams and other stuff.

I think the next big thing will be A.I. For enduring growth akin to META, it's vital to avoid impulsive decisions driven by short-term fluctuations. Prioritize patience and a long-term perspective consider financial advisory for informed buying and selling decisions.

A lot of folks downplay the role of advlsors until being burnt by their own emotions. I remember couple summers back, after my lengthy divorce, I needed a good boost to help my business stay afloat, hence I researched for licensed advisors and came across someone of utmost qualifications. She's helped grow my reserve notwithstanding inflation, from $275k to $850k.

Glad to have stumbled on this comment, Please who is the consultant that assist you and if you don't mind, how do I get in touch with them?

Viviana Marisa Coelho is the licensed fiduciary I use. Just research the name. You’d find necessary details to work with a correspondence to set up an appointment..

I just googled her and I'm really impressed with her credentials; I reached out to her since I need all the assistance I can get. I just scheduled a caII.

Most people i speak too that have retired would love to be back at work . I had a week of last week and was bored sh@tless LOL I now know what they're on about . What the heck do you do all day ??

@@terryloker2585 lol. Walk my dogs, potter in the garden, meet friends and family, read, weekly blow dry lol. Had a very stressful career and am enjoying the sheer lack of it now. Spent time on myself, lost weight, no longer diabetic or have high BP. Am healthier now than I was in my 30’s. Love my life.

What do you do with your time. Aren’t you bored?

@@2dogsahooman677 Oh your female . Sorry didn't realise that bit . Ok most men i speak to would rather stay working LOL

Retirement=death's waiting room

I think the next big thing will be A.I. For enduring growth akin to META, it's vital to avoid impulsive decisions driven by short-term fluctuations. Prioritize patience and a long-term perspective consider financial advisory for informed buying and selling decisions.

A lot of folks downplay the role of advlsors until being burnt by their own emotions. I remember couple summers back, after my lengthy divorce, I needed a good boost to help my business stay afloat, hence I researched for licensed advisors and came across someone of utmost qualifications. She's helped grow my reserve notwithstanding inflation, from $275k to $850k.

Glad to have stumbled on this comment, Please who is the consultant that assist you and if you don't mind, how do I get in touch with them?

ELISSE LAPARCHE EWING is the licensed fiduciary I use. Just research the name. You’d find necessary details to work with a correspondence to set up an appointment..

Thank you for the lead. I searched her up, and I have sent her a message. I hope she gets back to me soon.

Why would anyone need so much money at the age of 69? I mean, it's foolish to save in a fund all your life just to have 13 million dollars at 69. What utter nonsense. 😀😀😀😀😀😀

I recently sold my home in the Boca Grande area and am considering investing a lump sum into the stock market before the anticipated rebound, couple of folks have been discussing a potential May rally, speculating on which stocks may experience substantial growth during the festive season. Do you have any insight into which stocks these might be?

If you are new to the market, I recommend seeking professional assistance. The most effective approach to creating a well-organized portfolio is to begin with a professional who is knowledgeable about the turbulent yet profitable market.

Over the past three years, I have been working with an investment coach who has provided daily guidance on my investment decisions. With their expert analysis, I have realized gains of over 850k. Their insights have helped me avoid losses and capitalize on market breakthroughs, particularly during downtrends.

@@JordanPortales I'm intrigued by your experience. Could you possibly recommend a trustworthy advisor you've consulted with?

is it difficult to predict? i believed months ago interest rates would go higher and house prices would drop. i have no training but this guy explained it was inevitable .depends on who you listen to .People who remain in the same job when they are consistently wrong and not accountable ? the housing market applies to people who can afford to buy .this guy predicts that every generation will get poorer and it will continue.The number of people able to buy will reduce as the number of properties owned by rich can only increase and be rented with government policies which favour them .there will be more of a difference between the super rich and everyone else.the system is built that way .the tax on income is way more crushing than tax on wealth (assets owned by the wealthy )if leaders were concerned with fixing the economy have they not had enough time to do it(centuries)or want to actually do it ?the super powerful and wealthy have done so over generations and passed it on. how can every country have the same problem now ? it has been fixed to benefit a certain protected group. there has been a larger increase in the number of millionares and billionaires in the last 2 years than any period in the history of mankind. im not suggesting every politician is corrupted .some are incompetent but they are managers for the global business NOT representative of the people ukposts.info/have/v-deo/aWWLeHtnnW-kwGQ.html

I agree. Not every decision in life needs to be about making money and being rich.

This has been my experience, too. The great thing about a house as an investment is that you can live in it. Once it is paid off, living rent free is a fantastic retirement benefit. I also happen to be a person who likes to modify things.

@@rustyshimstock8653- it’s great to live freely after you’ve paid off the mortgage……until you need care and then the council takes your house to pay for it and you’re beside someone who lived in rented accommodation! I wouldn’t advise anyone to buy a house nowadays or if they did want the security, do the share purchase and put down the bare minimum for the mortgage element. If you lose your job, you’ll get benefits for the rental element but only the interest element of your mortgage.

It’s true that a house paid off is such a blessing and mentally satisfying. Though, depend where you live, some homes needs 20-30 years to be paid off. So if you live in low cost cities then that makes sense. In high cost cities, buying a home is super expensive

My mortgage is significantly lower than what it would cost to rent.

😊

4

Who is your advisor and how can I contact him?

Absolutely. A home purchase during the housing crash is definitely paying off now. Our mortgage is way lower than rent these days.

You just highlighted the exact point he's making. The real cost of owning this property isn't $700 a month.

The NWO will soon change all that, unfortunately.

@@jamies6534 $711 includes my taxes and my and homeowners, monthly or yearly cost that I put into this house would never reach the 1850 that people are paying up my block plus it seems to go up $100 every year the rent that is, I bought this house for 110,000 and now it was estimated at 279! I don’t even believe that I would be able to afford to live in this neighborhood anymore if I had to pay $2000 a month. A neighborhood I grew up in and want to stay in. Also, I have it to pass down to my family. The reality is every situation isn’t for everybody. I understand that, but he just made a blank statement that you should never buy a house and I don’t agree.

Are the employers your region having trouble finding staff or do they hire live in staff?

That's a scam.

No, it already moon and Alex Becker used investors as exit liquidity.

I've totally stopped believing in the S&P to deliver any significant return, especially this period. I'm thinking of redistributing my portfolio to other stocks, but I hardly know which ones will do well.

This is probably what I should do. Who is your advisor, please?

What is her full name please@@HarrisRyan-oy8eo

Partner with me, back multi family rental property. You provide money , I will find, buy ,rent and share in monthly returns. Old school bread and butter. East coast.

​@@__Salty😂😂😂

So do I.

That's great

Caravan? Like a circus caravan?

I'm guessing you're not fromt he UK. A caravan is an RV in the US @@SM-cg5uy

@@overthinc I think it means a trailer. (?)

Wow. My father was weird too. May they both rest... wherever they may be.

Wow. My kids father abandoned his 4 kids, including an 18 months old autistic child for his career. ( MD n PHD epidemiologist from Cambridge). Never helped us with a dim. Took every little money we had, left us in debts and has never helped us.

@@dorisenga4701 May God be with all the way with you and your kids .❤

Oh my..cause he didnt live an authentic life. His life was all for show( so sorry to hear this (

Only yourself can give you happiness. And the love of God . Nothing can fulfill your heart,only true love and compassion.

I am trying to avoid making any new buys at this point in other not to get sucked into a bear market trap. It's tough making money in stocks when institutional investors are the driving force behind the selling.. although I read an article of people that grossed profits up to $150k during this crash,

I thought about investing in the real estate market, I heard that people make millions , but I lack good knowledge and a strategy to outperform the market and generate good yields. I have $460,000 but it's hard to bite the bullet and do it. Money is hard to come by

The best course of action if you lack market knowledge is to ask a consultant or invest-ing co-ach for guidance or assistance. Speaking with a con-sultant helped me stay afloat in the market and grow my port-folio to about 65% since January, even though I know it sounds obvious or generic. I believe that is the most effective way to enter the business at the moment.

I think this is something I should do, but I've been stalling for a long time now. I don't really know which firm to work with; I feel they are all the same.

I definitely share your sentiment about these firms. When I was starting out, I checked out a couple of freelance investors online, so you could do the same. I personally work with Julia Hope marble, and she's really good.

Me too. I built equity in my first house and was able to pay cash for this house. I watched my elders on a fixed income renting in a retirement community where they raise the rent! That was years ago and my goal was to have a place to live when I am too old to work.

Same, we are so blessed to buy in 2005 . 300 now ite 450 crazy, we pay 1200 a month same house to rent is 2800..wow

Me too!!! I bought in 2-09 in cash!!! No payments for 14 years and I have freedom to work part time!!! Car paid for in cash also🎉🎉🎉🎉

I bought my house in Australia, 2020 middle of covid. 500k. Now worth 750k AUD. Equity to use for shares/ another house. Not buying a house has closed the door on people's ability to live in their own house forever. He talks about 7% annually with bonds however doesn't talk about the inflation rate being 7%.

I bought my house in Australia, 2020 middle of covid. 500k. Now worth 750k AUD. Equity to use for shares/ another house. Not buying a house has closed the door on people's ability to live in their own house forever. He talks about 7% annually with bonds however doesn't talk about the inflation rate being 7%. Realistically you need to atleast get 10% returns for it to be "profitable".

Most people simply enter the foreign exchange market without comprehending matters like this. The first stage in building money is determining your goals and risk tolerance, which you may do on your own or with the assistance of a financial counselor who works with a verified Finance agency. And also you can learn the facts about saving and investing and create a clear plan, you should be able to acquire financial security over time and enjoy the benefits of income management.

I've been making over six figures passively investing with Joseph Sylvan Anderson, who showed me the right community to join and grow my finances, and I don't have to do much work. I will always make money, even if the market is crashing.

He does appear to be very knowledgeable about this subject. I discovered his online page after conducting a Google search for his full name. I read through his resume, educational background, and qualifications, and it was very impressive. I left him a note and scheduled a call with him.

That is why I work with Joseph Sylvan Anderson, who introduced me to a better financial community, a verified agency where I learned about money and how to make it, and free books, courses, and daily lectures. You can also meet new people, which was the best decision I ever made.

You'll be better positioned for success in life if you work with a financial advisor like Joseph who has extensive experience in a reliable financial firm. The reason it's always a good idea to join the right community is because I'm glad I was able connect with "Joseph Sylvan Anderson" earlier this year because, while others were lamenting the market's decline due to the state of the economy, I was busy learning from him and eventually made over seven figures in the first quarter alone.

Maybe a dumb question but what is Blcktken300??

​@@niasanfordright!?! It's all throughout the comments! Hold on one sec.. lemme Google it!

@niasanford looks like some sort of crypto scam!

That's right, contacting a consultant during the pandemic was how I was able to navigate the chaotic stock decline.

over the last 4months, and I've generated around $380K in net income. Having a coach has significantly strengthened my credibility and perspective on the market.

Nice summary, so who is the coach that tutored you? And how can I contact them, i'm in need of their skillset.

Lisa Ann Moberly is the FA assisting me with my investments; you can arrange for an appointment through her personal webpage.

This is a scam! You’re all bots. This conversation is sooo fake👎

You are right.!

I invested $10,100 with her and she made profit of $53,000 for me just in 5days

I have seen a lot of Positive post about this Shanita Creswell. Please how do I reach her?

The philosophy of the rich and the poor is this " the rich invest their money and spend what is left, the poor spend their money and invest what is left"

Poor people think about what they can buy with their money, rich people think about what they can invest in with their money.

I guess if you only make $2000 per month.

I love that. Were you from Japan originally?

Damn probably haunted too 😂😂

Did u have to be a japanese citizen to buy a house ?

I was advised to diversify my portfolio among several assets such as stocks and bonds since this can protect my portfolio for retirement. I'm seeking to invest $200K across markets but don't know where to start.

The financial system has been artificially pumped for over a decade to ensure big pockets were lined; and now those same hands will make a fortune in the largest transfer of wealth in human history by shorting it on the way down. Inflation does have a roll, but that's to keep everyone panicked, and focused on their bills and expenses, rather than focus on the capital crimes of politicians and corporations

We must consider safer investments with promising returns in order to plan for the future. If you approach investing with a five-year perspective and simply DCA whenever you receive a check. Under the direction of my investment advisor, "Julia Hope Marble", whose expertise in portfolio diversification is unsurpassed and client-focused, my portfolio has gained almost $643k since January 2022.

I think this is something I should do, but I've been stalling for a long time now. I don't really know which firm to work with; I feel they are all the same.

I definitely share your sentiment about these firms. When I was starting out, I checked out a couple of freelance investors online, so you could do the same. I personally work with Julia Hope Marble , and she's really good.

I had student loan that interest rates were lower then bank interest rates so I earned on it... We had small business that was waste of several thousand £, I earned from stocks... I have master degree and earned less then people who worked physically in our company. Over last 8 years we would already own half of the house that we now rent...

@@justcurioushuman getting a loan be in debt pay it off to have a master degree and being paid less than those who dont have a degree in the marketplace.... I dont see the positive thing here...that is sth that nobody understands, it doesnt make sense

Just reality of what you said as an advice... I actually earned on this loan if you read properly - about 3-5% over inflation. It's because some of interest rates were paid by government. I hadn't use these money - most of it I kept on term deposit. Education in Poland is free but it was a waste of time. I would earn during that time much more and probably learnt more... Would gain experience. @@iaf4454

I think you’d really like the book “the psychology of money”

Most smokers smoke the value of 1-3 houses in their lifetime.

Rising prices have affected my intention of retiring at 62, working part-time, and building my savings. I'm worried about whether individuals who weathered the 2008 financial crisis found it less challenging than my current situation. The stock market's volatility, coupled with a reduced income, is making me anxious about having enough for retirement.

This is precisely why I like having a portfolio coach guide my day-to-day market decisions: with their extensive knowledge of going long and short at the same time, using risk for its asymmetrical upside and laying it off as a hedge against the inevitable downward turns, their skillset makes it nearly impossible for them to underperform. I've been utilizing a portfolio coach for more than two years, and I've made over $800,000.

Mind if I ask you to recommend this particular coach you using their service?

Carol Vivian Constable is the licensed fiduciary I use. Just research the name. You’d find necessary details to work with a correspondence to set up an appointment..

She appears to be well-educated and well-read. I ran an online search on her name and came across her website; thank you for sharing.

Most people find it difficult to handle a fall since they are used to bull markets, but if you know where to look and how to maneuver, you can make a size-able profit. Depending on how you intend to enter and exit, yes.

The enduring US stock market bull run evokes a mix of fear and excitement, presenting opportunities with insight, resulting in $780k gains in the past ten months, utilizing a portfolio advisor for a well-defined strategy.

@@hankmarks69 I’ve been down a ton, I’m only holding on so I can recoup, I really need help, who is the professional that guides you?

Do your due diligence and opt for one that has tactics to help your portfolio continue consistent and steady growth. “Vivian Carol Gioia” is accountable for the success of my portfolio, and I believe she has the qualifications and expertise to accomplish your objectives.

Scammers

I am fortunate I made productive decisions that changed my life forever through my finance mentor. I'm a single parent living in Bn Italy, bought my second house in April and hoping to retire at 40 next year.

curious on how to achieve success, got any??

To possibIy grow your finance, a mentor is needful to make it a reality. I engage in aIot with the ldeas of my mentor and so far have achieved so much already.

sear ch her fuII name beIow, if you care

BS lol

The key to financial stability is having the right investment suggestions for a diverse portfolio. Many investment failures and losses happen when you invest without proper guidance.

A lot of people still make massive profit from the crypto market, all you really need is a relevant information and some

I feel sympathy and empathy for low income individuals who are struggling to survive. If it weren't for my investments with Camila Lucinda I wouldn't be where I am today.

Interesting, you also trade with Camila? That woman has been a blessing to me and my family as well.

Houses are so expensive in the uk now. How would anyone pay off 400k plus, unless they want to commit to a ball and chain lifelong mortgage? Am I missing something? Seems like even if you had two professionals there that would take decades to pay off…?

First, Jessica you need to have a salary of at least 25k before you will be considered for a mortgage, that you need for properties. If you want to achieve a 75 percent yield yearly, try looking out for an investing advisory or else you will be competing against professionals themselves.

Spot on Joe, generating returns are usually phenomenal. What would have been really interesting would be a proper breakdown showing their costs , services, investors return..

it's important to consider the different aspects of managing a property internationally, including understanding tax implications in your countries. You might also want to think about the logistics of property management from afar and perhaps consider engaging an asset coach to assist with the day-to-day management of your investments while creating revenue to offset your mortgage. I’ve done so with my coach Frost HIlda and I've already paid off two previous mortgages. Now I'm working on my third.

Really good insight sir, I have two properties offered off the market since the high interest, I have been offered a developer loan but Im interested on making more income, does he’s advisory give access to substantial equity returns to offset my mortgage?

You are not alone To keep up with rising cost we are beginning to see the equity of our home for what it truly is, Its becoming hard for us seniors not to ask the obvious question: Should we cash in, invest the money, and rent/relocate?

@@PurvisTwiggs Have you thought about keeping up with the whims of a Landlord? I am invested fully in the markets under a custodian who is a fiduciary to me and my beneficiaries. You should not sell your home with a good plan. That can only work if you are looking at investing under 5 years.

I know times are uncertain. I and my spouse are working on a ballpark estimate of $5M for retirement, and I have a good 6-figures each loaded up for this, if we sold our house you think we can do it in 5 years at most? I'm nearly 55.

Sincerely it's best to seek the advice of a stockbroker/fduciary right now, unless you're canny yourself.

@@TariqTrafficante can you refer me please, how can one get an advisor to work for them?

I started investing recently. It's mentioned in the video- s&p500 is your safest investment. Historical data isn't a reflection of the future however it has always performed well. Plus you've not put all your eggs into 1 basket, you literally part own the top 500 US stocks (504 to be exact). So if any company doesn't perform as well as it should, it just keeps going down the list, good performance companies move up the list and it's regularly reviewed. The s&p is your starting point. All the best 😊

I lost in stock with professional , it’s a lottery

Didn’t they talk at one point about NOT hiring an advisor, because long term the cost involved is paramount ? Something about 1% fee turns into 28% lower profit, 2% fee into 56% or so? 🤷🏻‍♂️(they didn’t specify the time frame though, I assume they calculated with retirement age, so pretty long term)

Yes, agreed. In these difficult times, it is tough to make a return on your investment. I recently earned $500K in emerging market funds at the recommendation of my financial advisor: SHLOMO HEIMBERG.

Blah Blah Blah S.C.A.M

Yes! And how to do that if you are not in a position to move to Dubai..

The gaps close quickly and without realising it, he’s touched on an observable economic reality. It’s not durable.

Then why you go??? Time =money

There is no such thing as a banking degree lol

its so basic lol

@@dillyfrank5562 unfortunately there are. Just not from any reputable uni

I feel the same. I hate renting and can't wait to get my own place.

Totally agree, I have been renting for 20 years and when I calculate money I have paid and not happy where I was its more half a million. I decided last year to buy my own stand to build its lots of work but never been more happier and for my family and future generations and I don''t owe anyone.

I would sooner choose to own my own home; than travel and stay in swanky hotels. I also have part ownership in a small city rental (no mortgage) and the rental return is more than I could make by otherwise investing my money on the stock market - which to be honest, I don't understand, and in the past have only made losses on my investments.

Well you can't keep renting a place forever lol

Not to mention in many states in the USA, rents are raised annually.

That’s fantastic, you definitely made the right choice. For most people I think buying property makes sense if you do it right and understand what you are getting into. There’s a reason a lot of wealthy individuals come from real estate. The opportunity is tremendous and real estate is one of the few asset classes that always trends up! 🙌🏻

The property tax in my area for the average home went way up, and is more than my yearly rent. So I'm happy I don't own a home. Investing in my ROTH IRA and business.

Everyone forgets. ‘Rents are so high!!’ I agree. But if it’s high, just move. Renting gives you so much freedom. Property tax and home insurance is super high? Uh oh now it’s really hard to move cuz you own a building, I mean house. Be sure to cut your grass or else the HOA will evict you

Every place is different. I don't even tolerate a10 percent increase per year.

Guessing investment groups are paying this guy to con us all into thinking we should rent.

For 2023, it’s hard to nail down specific predictions for the housing market is because it’s not yet clear how quickly or how much the Federal Reserve can bring down inflation and borrowing costs without tanking buyer demand for everything from homes to cars.

I suggest you offset your real estate and get into stocks, A recession as bad it can be, provides good buying opportunities in the markets if you’re careful and it can also create volatility giving great short time buy and sell opportunities too. This is not financial advise but get buying, cash isn’t king at all in this time!

You are right! I’ve diversified my $450K portfolio across various market with the aid of an investment coach, I have been able to generate a little bit above $830k in net profit across high dividend yield stocks, ETF and bonds.

@@lowcostfresh2266 Do you mind sharing info on the adviser who assisted you?

@@lowcostfresh2266Do you mind sharing info on the adviser who assisted you?

Yes, excellent work..I love the long form and no interruptions. Also the nuggets of information that cause me to reconsider an existing belief.

Until they keep raising rent on you as values and/or the landlord’s costs climb. Only salvation if the big bad govt steps in to shield you with price caps etc. But even that has a local cost to you down the road.

This is crap advice.

The US-Stock Mrkt had been on it’s longest bull-run in history, so the mass hysteria and panic is relatable considering we’re not accustomed to such troubled mrkts, but there are avenues lurking around if you know where to look. My wife and I are retiring this year with over $7,000,000 in tax deferred investments. up until 3 years ago we were 100% in the S&P. During bear markets we had a perfect plan. We got an investment manager in our corner and didn’t look at our portfolio for nearly a year.

Same here, 75% of my portfolio is in the red and I really don’t know how long I can stomach the losses. I’m beginning to reach a breaking point.

Hello, I am new when it comes to investing and i would really appreciate if I could get some tips about where it is worth to invest in (ETFs, Stocks, Growth stocks, Dividend stock etc.)Please do you mind referring me to your financial analyst?

My advisor is Christine Jane Mclean, a renowned figure in her line of work. I recommend researching her credentials further. She has many years of experience and is a valuable resource for anyone looking to navigate the financial market.

She appears to be well-educated and well-read. I ran a Google search on her name and came across her website; thank you for sharing.

So does living off of passive income from businesses, stocks paying 200 a month rent on a Island in Thailand or South America

Yes but it can also drain the hell out of you.

@@SydPeppa I bought a big house way about my ability to pay for it. Almost lost it many times. But I am now single, collecting social security, rent out 7 of the rooms and make 70K /year. Can't even spend all that.

But..how?😂

@@styell5404 won’t own anyway in 2030 own nothing and be happy

??? May I ask why and how did you come to the conclusion

@@NineTwo_JQi listened to the money expert and not the actual research data or self education/life experience. u get me? ;)

@@TheBlueskysonI mean, by your comment seems like you’re still listening to the money experts.

Sounds less than smart to me. Unless you bought the wrong properties.

why?you can rent those properties such as air bnb.

Agreed. I like your “rent steady” comment. My friends who bought houses 15-20 years ago have mortgages of $1,000. While people who rent pay $3,000. Renting catches up to you and steals all your raises and disposable income.

Yeah well people are sick of “marketing” tricks and want real mentorship and honest advice, pass on this big stock fund management company poster boy.

​@@Andy-wo9bmThen read JL Colins, 'A Simple Path to Wealth'. You won't regret it.

Yea. He is a bit of a clown show

dudes... just listen till the end. He talks exactly about that and says how people misinterpret him. Starting at 1:33:20

DMV OVER HERE FACTS!!

@@thewayofthejumprope Yep! Invest in Vanguard and Blackrock so they can take your money and use it against you. They will push big companies like Budweiser to forward their message of wakefulness to your children.,

@@thewayofthejumprope Ramit is suggesting to invest in things like the Vanguard Target Retirement Fund XXXX (2065). This includes other vanguard products such as Vanguard Total Stock Market Index Fund Institutional Plus Shares & Vanguard Total International Stock Index Fund Investor Shares etc. where they tweak the allocation by the years. If you find these too risky, we can always just invest in the S&P500 such as VOO as it provides consistent historical returns.

Invest your whole life and die of cancer at 50 in a rented apartment. ;) okay, to the point. Invest and inflation and the government will take everything from you. governments will ban cash and introduce digital money. This advice was good 100 years ago, but everything has changed.

For the love of your god, don't spend a THIRD of your income on play!

Don’t forget property tax. Property can also depreciate. The government CAN take it away from you if they decide to build something there.

BS! They can definitely still take from you. Fall behind on your taxes & then update the results.

Then don’t buy house in America. Move to other country

ive been expropriated before because they decided to make my region into a national park, pretty much lost everything, they barely paid 10% of the total value

Fall behind your rent and your landlord can also kick you out. Once you own free and clear, your property tax becomes your "rent". Either way, you are paying property taxes our you are paying rent.@@ChicoDaUno

Absolutely true here in Australia as well. Rents are so high due to lack of housing and we are at crisis especially women in their 60s who are at highest risk of homelessness.

he never states its true for all cases, but often it is

Agreed

I travel for work, am a stock investor and move several times a year. I need a house?

Yep. I am not good with numbers but renting in South Africa for me with 3 kids is not sustainable. I choose to own a house ro raise kids, and at the end have a house not owing, and when I can't be employed no more, my kids have a home. Unlike being kicked out of a house with kids and having no where to go.

Exactly this. It's a stupid oversimplification on their part which shows how out of touch these talking heads are. Yeah, paying more for something should be avoided where you can: but what's the counterfactual? Rent in the UK is fucking ridiculous, and it works out better to own. You'll be lucky to get a 2-bed flat for less than £2,000 a month in London, and if you do you probably have to deal with damp or appliances at the end of their life or some other building issue. Over 30 years that's £720,000, in today's money.

Exactly you can always sell the house at a profit but you can never get your rent back

Same I saved & paid Cash for my house now it is Worth OVER 100x more than what I paid for it Miss Vikie 🕊💖🕊 Texas USA 🇺🇸

@@happylucky7354 ALWAYS sell the house at a profit? Maybe. Owning USUALLY costs more than renting, and the difference between the two could be looked at as the "same profit" as when you sell the house. Owning comes with costs not associated with renting. Taxes, insurance, and costly repairs. Factor those in and a renter could possibly come out ahead of an owner. As he stated you just have the run the numbers but the overlying thing here is do what makes you happy within reason and according to your personal amount of joy.

you have to do what's best for you though!! for some people ownership might not make sense if they don't know what kind of life they may want for themselves years down the line, or if it's not a priority for them. it's give or take!

Agreed

Invest your whole life and die of cancer at 50 in a rented apartment. ;) okay, to the point. Invest and inflation and the government will take everything from you. governments will ban cash and introduce digital money. This advice was good 100 years ago, but everything has changed.

Are you sure you will be able to sell it in this economy?

@@AndyLux123 I live between DC and Baltimore. I'd be surprised if it stays on the market longer than a day.

Great job getting in at the right time. Get out while the getting good...... timing is everything.

Then what ?

While I don't consider myself an expert in this field, I'm sure you will find the expertise and support of an adviser invaluable.

I have $50,000 USD that I'm considering investing in the stock market. However, I must admit that I lack the knowledge and expertise in this area. does anyone have experience in this field, and I was wondering if you could kindly point me in the direction of your advisor or someone you trust for guidance in making informed investment decisions. Any help or recommendations you could provide would be greatly appreciated. Thank you in advance for your assistance.

You may Know Michelle Christine Parker but If you don't you may do some looking up and thank me later. She's been my adviser for the most part and it's been a smooth ride

Thanks a lot. I just googled her up.

If you want to be passive, an advisor or fund manager is the way to go. If you want to be a little more in the know about your options I'd recommend the textbook Essentials of Investment by Bodie, Kane, and Marcus. You can then ask an advisor about their experience with any of the strategies explained in the book to get a better idea of their real life application. If you have a low risk tolerance, go for stocks in the consumer staples index. These will have slow but consistent growth and usually maintain a stable price even during recession because consumers still need toilet paper and toothpaste even when the economy is down. If you want to take a more aggressive approach, a fund manager with years of experience and access to algorithmic data will be able to foresee upcoming opportunities a lot better than you as an individual investor with limited experience. Hope this can help!

Then you should send them the book as well. It's far more valuable, actionable and impactful than this. VERY easy to read/understand too.

don't reproduce should be the message. 🤣🤣 that would also help the planet a tiny bit. 8 billion+ people on the planet ffs...

I wouldn’t recommend sending the book - it’s overpriced junk and the all tips you can find online.

I was about to make this comment myself until I saw your lol

Åt dig 😊😊😊😊😊😊😊😅😊😅😊😊😅😊

Get your investments right before venturing into real estate, I leverage on the volatility of the market for significant returns rather than holding and loosing value to the volatility of the market I made my first mill from going diverse, mainly stocks, ETFs, few Cryptocurrencies and bonds. thankful to my now financial advisory Olivia Rene Reyes. It’s a long term plan for me so I invest and re-invest. about to purchase my second property ..she's the best in the business

An everyday millionaire. Well done

found her webpage by looking up her name online. Her resume is quite outstanding, I'll be writing a mail to her shortly

Very entrepreneurial of you

@@JosephineGaule She really seems to know her stuff. I also found her online page and read through her resume, educational background, qualifications and it was really impressive. She is a fiduciary who will act in my best interest. So, I booked a session with her